HTT Agency, Inc. - Cincinnati Insurance Services
City of Cincinnati

Car Insurance

Sports Car

For most Americans car insurance is a very expensive purchase. To make an informed decision you should learn as much as you can about the underwriting factors that affect the cost of car insurance, the different amounts of coverage available, the requirements in your state, and about what insurance companies have the best car insurance rates for you.

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Home Insurance

Living Room

Generally, a homeowners insurance policy includes at least six different coverage parts. The names of the parts may vary by insurance company, but they typically are referred to as Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments coverages. They are usually presented as policy sections and are often labeled Coverages A through F.

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Business Insurance

Office Building

No business can afford to be unprepared for a lawsuit. Liability insurance protects your business assets when the business is sued for something the business did (or failed to do) that contributed to injury or property damage to someone else.






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Life Insurance

family at the beach.

Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die.

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Health Insurance

Stethescope and patient chart.

Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially. With health insurance, you protect yourself and your family.


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Disability Insurance

Painter on ladder.

Disability insurance protects your most valuable assets and your ability to earn an income.

Each year 12% of the adult population suffer a long term disability.





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